wokubala loan

Faka isamba kanye term of the loan, inzalo engako, futhi uhlobo lokukhokha.
Calculator ngeke ukubala inani izinkokhelo, izikweletu kanye izindleko zesikweletu.

Abantu Ngini ukuthenga izinto ezinkulu usebenzisa amasevisi we credit. Amabhange kanye nezinhlangano ezingekho ngaphansi banking anikele uthole loan for ezihlukahlukene izimo. Uma athathe isikweletu enkulu, isibonelo, ukuthenga indlu, imoto loan ukwakha indlu, noma ukuthuthukiswa kwebhizinisi yabo, kubalulekile ukwazi ukuthi lokhu loan uzokwazi ukwenza. Ukuze aqiniseke yokukhetha uhlelo loan, sinikeza ukuba usebenzise loan yethu wokubala. Ngena emasimini ezifanele lemali loan, sokusebenza sokukhokhwa loan ezinyangeni nemali-nzalo, kanye ucacise uhlobo lokukhokha - impesheni noma umahluko, futhi ungathola ukuthi yini ingxenye izinkokhelo on the loan isetshenziswa ukuze kukhokhwe izikweletu, futhi lokho enkokhelweni inzalo loan, esele izikweletu zayo by izinyanga, inani ngokweqile njengoba ngenyanga, futhi kuso sonke term loan, futhi real interest rate on the loan.

Izinkokhelo umahluko

Uma indlela umahluko of enkokhelweni izikweletu emalini loan ye loan uhlukaniswe amasheya alinganayo. La masheya bakha ingxenye enkulu yomsebenzi izinkokhelo zenyanga. Le ngxenye residual imele inzalo emalini esele engakakhokhwa loan. Ngakho kusuka kwenye inyanga kuya inani izinkokhelo kunciphisa.
Kule ndlela buyiselo inamaphutha.
Chief phakathi kwabo wukuthi loan akhokhe izikweleti ngendlela nzima ukuthola.
Amabhange kufanele abale inani lemali imalimboleko, esekelwe eqinisweni ukuthi umboleki uyakwazi ukukhokha isitolimende sokuqala. Lokhu kusho ukuthi ukuze bathole loan enjalo kufanele ibe iholo eliphezulu ngokwanele. Kwezinye izimo, kungase ukusiza ibheyili guarantors noma co-ababoleka ukukhangwa.
Enye ethile ukuthi engxenyeni yokuqala ka sokusebenza lokukhokha ezinzima kakhulu ukuze umboleki. Uma kuba loan enkulu kungaba umthwalo osindayo for the umboleki. Kodwa esikhathini esizayo leli phutha yini ube amandla. Inflation futhi kuncipha nesithakazelo izinkokhelo ezenziwe ngaphansi umthwalo.

Annuity izinkokhelo

Uma impesheni indlela enkokhelweni izikweletu on the loan zilihlukanise alinganayo akusikho nje inani izikweletu, kodwa futhi inzalo phezu kwalo lonke term loan. Ngakho, umboleki ukhokha i iminikelo elinganayo ngobukhulu ethemini yokukhokha. Namuhla, le ndlela yokukhokha esetshenziswa iningi amabhange commercial. Ububi main of zimali ukuthi inani ngokweqile phezu loan kuyoba kunaleyo ohlelweni umahluko. Ngaphezu kwalokho Annuity izinkokhelo uhlelo isikisela ukuthi nengxenye yokuqala term loan ukhokha ikakhulukazi inzalo yemali ebolekwayo. Inani oluyisisekelo izikweletu ngaleso sikhathi uhlala cishe isetshenzwe.

Lokukhipha

Uma ufuna ukuthatha credit ukuze isizumbulu futhi musa uhlela buyisela it ngaphambi kwesikhathi, uyobe ukwamukela isikweletu impesheni yokukhokhelana.
Kwezinye izimo, ikakhulukazi uma kuziwa loans eside, kungcono ukuba ukhethe ebhange ukuthi unikeza loans kanye izinkokhelo umahluko.